RCG provides funding for land and land development, which includes land improvement funding for residential and commercial projects. Many of these loan structures incorporate the acquisition, pre-development and construction financing. During the underwriting process, the underlying value of the property is considered when determining the loan amount and structure.

 

RCG provides hard and soft construction financing for residential and commercial projects. Construction loans may take the part of a larger structure which may include land and land improvement financing for development projects. Other financing structures may include funding rehabilitation or a combination of acquisition and renovation of existing buildings or structures.
RCG has the ability to provide short-term capital requirements needed to bridge a gap until a permanent source of financing may be obtained. The typical loans for this type of transactions include: - Acquisition - Rehabilitation - Repositioning within a given market regardless of property type.
RCG recognizes that there is value in old or “tired” properties and we have designed a loan to acquire and reposition either commercial or residential properties. These properties are typically purchased “as is” with the scope of the rehab ranging from cosmetic to a complete rebuild. (Loan structure may consider future value of the completed improvements) We lend on urban and suburban properties.
RCG is a direct lender of bridge, reposition, and development funding for projects at a leverage of up to 90%. This loan structure is a less expensive alternative to equity. A participating loan can simplify the lending process enabling the borrower to utilize one lender for project
RCG is a direct source for short term mezzanine loans on bridge basis or as a part of a development project. Overall LTV can reach 90% with qualified projects. Most property types are eligible
RCG will make equity investments with qualified developers or investors for a variety of project types. Investments are typically for bridge, reposition, or development projects and generally are for three years or less.
Conduit loans typically offer very low fixed rates by offering investors high leverage with a standard 80.00%V LTV and an option for a mezzanine program to increase leverage to 90.00%